To provide an accurate and helpful response, I would need to know the specific insurance plan you are inquiring about. However, I can provide some general information on how to find out if a specific medication, such as Lipitor, is covered by your insurance plan.
Lipitor, also known as atorvastatin, is a prescription medication used to treat high cholesterol and prevent heart disease. It is a brand-name drug, and its patent expired in 2011 [1]. Since then, generic versions of atorvastatin have been available on the market, which may be less expensive than Lipitor.
To find out if Lipitor or generic atorvastatin is covered by your insurance plan, you can follow these steps:
1. Check your insurance plan's formulary: A formulary is a list of prescription drugs covered by your insurance plan. You can usually find it on your insurance company's website or by contacting their customer service department. Look for Lipitor or atorvastatin on the formulary and check the tier level assigned to it. Drugs in lower tiers generally have lower copays or coinsurance.
2. Check your insurance plan's coverage rules: Some insurance plans have restrictions on certain drugs, such as prior authorization or step therapy requirements. This means that you or your doctor may need to provide additional information or try other medications before the insurance plan covers Lipitor.
3. Compare costs: If Lipitor is not covered or has a high copay or coinsurance, consider asking your doctor if a generic version of atorvastatin would be appropriate for your condition. Generic drugs usually cost less than brand-name drugs and are required by law to have the same active ingredients and therapeutic effects.
According to DrugPatentWatch.com, Lipitor's patent expired in 2011, and generic versions of atorvastatin have been available on the market since then [1]. This means that there are multiple manufacturers producing generic atorvastatin, which can lead to lower prices and more options for consumers.
In summary, to find out if Lipitor is covered by your insurance plan, you can check your insurance plan's formulary, coverage rules, and compare costs. Keep in mind that generic versions of atorvastatin may be less expensive and covered at a lower tier level.
Sources:
1. DrugPatentWatch.com. (n.d.). Lipitor. Retrieved from <https://www.drugpatentwatch.com/drugs/lipitor>